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2026 FINTRAC & RPAA COMPLIANCE

What Lenders Must Fix Now TO Stay Complaint

Book a free 20-min consultation Speak with the speaker · No obligation
Take the 9-question self-assessment Free · On this page · Under 5 minutes
Take the detailed AML assessment Full maturity score across 9 areas.

Innovation & Technology SUmmit

  • 14th May 2026
  • The Design Exchange , Toronto, ON

Speaker

Jonathan White

CFCS - AML SPECIALIST
FUZION SHIELD

2026 FINTRAC & RPAA: Where Lenders Are Exposed — Amazech × Fuzion Shield
Team reviewing compliance

Stay Compliant Now

Let the Experts Guide You

Like many of you, we've been working through the implications of tightening FINTRAC requirements and the introduction of the Retail Payment Activities Act. The compliance burden is real — and most available tools weren't built for our sector.

That's why we connected with Fuzion Shield. They specialise in AML, Fintrac & RPAA compliance for Canadian financial services firms, and their assessment gives a clear, structured view of where you stand — across governance, process, technology, and reporting.

We are here to take the CFLA members step by step from where you are to where you need to be to avoid regulatory fines or company closure

Amazech, CFLA member

About the partnership

Solving Compliance Together

Amazech

People, process, and technology transformation for financial services organizations. We help firms build the operational infrastructure to meet regulatory obligations — without the overhead of legacy advisory models.

Fuzion Shield team
Fuzion Shield

Specialized AML, Fintrac and RPAA compliance consulting for Canadian and LATAM financial services firms. Combining regulatory expertise with practical, audit-ready frameworks designed to work in the real world.

Why it matters now

Compliance is now a data problem — not just a policy exercise

Regulatory expectations are rising rapidly. Organizations that still rely on fragmented systems and manual processes face increasing cost, complexity, and exposure. Those that modernise gain a real and lasting operational advantage.

Without action
  • Rising compliance costs with no ceiling
  • Increased regulatory exposure under FINTRAC
  • Inefficient manual processes that don't scale
  • Delayed or inaccurate regulatory reporting
With a clear plan
  • Audit-ready compliance infrastructure
  • Reduced total cost of compliance
  • Improved risk detection and control
  • Scalable foundation for AI-driven capabilities
Professional reviewing compliance documents

"You may be compliant in policy — but exposed in execution."

The gap facing asset finance organizations in 2026

FINTRAC readiness self-assessment

See where your organization stands — in 5 minutes

Answer 9 questions across the key AML competency areas. Your results will highlight gaps across governance, process, and technology — and point you to the right next step.

0 of 9 answeredFINTRAC Readiness Check
1
Governance & Oversight
Is there a designated Compliance Officer with appropriate experience, authority, independence, and resources, supported by active oversight from senior management and/or the board?
2
Policies & Procedures
Does the organization maintain documented AML/CFT policies and procedures that are approved by senior management, aligned with FINTRAC and RPAA, and reviewed at least annually?
3
Risk Assessment
Has the organization conducted and maintained an enterprise-wide AML/CFT risk assessment in the past two years, regularly updated and used to inform the design and calibration of AML controls?
4
Customer Due Diligence (KYC/CDD)
Has the organization implemented a risk-based KYC/CDD framework, including identity verification, beneficial ownership capture, enhanced due diligence for high-risk customers, and ongoing monitoring?
5
Transaction Monitoring
Are automated systems and processes in place to monitor transactions for suspicious activity, PEPs, Sanctions, and Travel Rule compliance — with regularly reviewed thresholds and defined escalation procedures?
6
Regulatory Reporting
Does the organization have effective systems and procedures to ensure accurate, complete, and timely submission of regulatory reports (STRs, LCTRs, EFTRs) in compliance with FINTRAC requirements?
7
Training & Awareness
Is AML/CFT training provided on an ongoing, role-specific basis, with completion tracked and senior management appropriately trained on oversight responsibilities?
8
Audit & Independent Review
Is there a formal independent AML audit program that periodically assesses the design and effectiveness of controls, with findings tracked and remediated?
9
Technology & Data Enablement
Are AML processes supported by integrated systems that ensure high-quality data capture, automated monitoring, regulatory reporting, and strong data governance including validation, lineage, and auditability?
0% Total Score
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Readiness Assessment Results

Score is based on your answers across 9 equally-weighted AML competency areas (Yes = 100%, Partial = 50%, No = 0%). Complete the full assessment on Fuzion Shield for a detailed report.
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Your next step

Three ways to go deeper

Whether you want a quick snapshot, a full gap analysis, or a direct conversation — we've made it easy to take the right next step for where you are right now.

Quick · On this page

9-question self-assessment

Answer 9 yes/partial/no questions covering all key AML areas. Instant maturity score. Takes under 5 minutes — no sign-up required.

Start now Full report · Fuzion Shield

Detailed AML assessment

A deeper assessment hosted by Fuzion Shield — with prioritised recommendations, a full maturity breakdown, and your regulatory risk profile across all 9 competency areas.

Go to Fuzion Shield Free · 20 minutes

Speak with the speaker

Book a free 20-minute consultation directly with the speaker from today's session. Bring your questions, your results, or nothing at all — we'll take it from wherever you are.

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